Retirable, Inc. (‘Retirable’) is an SEC registered investment advisor. By using this website, you accept our Terms and Conditions and Privacy Policy. Retirable provides holistic retirement planning services, which are available only to residents of the United States. You must be at least 18 years of age to become a Retirable Premium user. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities.
Investing involves risk and past performance is not indicative of future results. Increased spending increases the risk of depleting your savings and performance is not guaranteed. It is very important to do your own analysis before making any decisions based on your own personal circumstances.
For more information, see our Form ADV Part II and other disclosures.
Retirable is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Retirable Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at thread.bank/sweep-disclosure and a list of program banks at thread.bank/program-banks. Please contact [email protected] with questions on the sweep program. Pass-through insurance coverage is subject to conditions.
The interest rate on Retirable Consumer Deposit Account Tier 2 is 2.53% with Annual Percentage Yield (APY) of 2.56%. The interest rates are accurate as of Mar 26, 2026. Rate is variable and is subject to change after account opening. Fees may reduce earnings. For current rates, please call (833) 222-1807.
Refer to the fee schedule in your Consumer Deposit Account Agreement.
