Key Takeaways
- With beautiful mountain views and plenty of rivers and lakes, Utah is a popular place for retirees.
- Utah can be more expensive than other states, especially when it comes to taxes on retirement earnings, so it’s important to note affordability when looking at various areas to live.
- The best cities in Utah to live have access to shopping, dining, and healthcare while also offering affordable housing.
Excerpt
If you love the great outdoors, you can’t beat Utah retirement. There are plenty of beautiful parks and scenic locales, along with snowy winters and hot summers. You’ll also find a relatively low cost of living, including more affordable healthcare than other areas of the country.
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If you love the great outdoors, you can’t beat Utah retirement. There are plenty of beautiful parks and scenic locales, along with snowy winters and hot summers. You’ll also find a relatively low cost of living, including more affordable healthcare than other areas of the country.
But when many people ask is Utah a good place to retire, they’re considering taxability. Utah isn’t the most tax-friendly state, with income tax on Social Security and pensions. Even the sales tax is higher than many other areas of the country. Still, if you can find an affordable city filled with reasonably priced homes, you might come out ahead.
Lehi
CITY POPULATION: 69,724
SHARE OF POPULATION 65+: 5.9%
COST OF LIVING FOR RETIREES: 10% above the national average
PER CAPITA INCOME FOR POPULATION: $29,203
TAX RATING FOR RETIREES: Not Tax Friendly
Lehi, Utah, is an excellent choice for retirees seeking an active and vibrant community. The city is home to several active adult neighborhoods, offering a welcoming environment for seniors. With easy access to Utah Lake and stunning mountain views, Lehi provides plenty of opportunities for outdoor activities and scenic relaxation, making it one of the top retirement destinations in the state.
Providence
CITY POPULATION: 7,780
SHARE OF POPULATION 65+: 13.2%
COST OF LIVING FOR RETIREES: 4% above the national average
PER CAPITA INCOME FOR POPULATION: $32,799
TAX RATING FOR RETIREES: Not Tax Friendly
Providence combines the charm of suburban living with the convenience of nearby urban amenities, making it a top choice for retirees. The city boasts a significant 65+ population and a range of housing options, ideal for those looking to settle down in a peaceful community. Its proximity to Logan provides easy access to shopping, dining, and healthcare services, adding to its appeal.
Salt Lake City
CITY POPULATION: 200,567
SHARE OF POPULATION 65+: 11.1%
COST OF LIVING FOR RETIREES: 6% below the national average
PER CAPITA INCOME FOR POPULATION: $36,779
TAX RATING FOR RETIREES: Not Tax Friendly
Salt Lake City offers retirees the perfect blend of urban living and natural beauty. While the city is well-known for its Mormon roots, less than half of the population identifies with the faith, making it diverse community in the city. With breathtaking mountain views, cultural attractions, and a cost of living below the national average, it’s an attractive option for retirement.
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Syracuse
CITY POPULATION: 31,458
SHARE OF POPULATION 65+: 7%
COST OF LIVING FOR RETIREES: 10% above the national average
PER CAPITA INCOME FOR POPULATION: $31,241
TAX RATING FOR RETIREES: Not Tax Friendly
Syracuse is a hidden gem for retirees looking for a community with natural beauty and outdoor opportunities. Its proximity to the Great Salt Lake and nearby recreation areas offers countless chances to explore and unwind. While the cost of living is slightly above the national average, the city’s peaceful environment and friendly community make it worth considering.
St. George
CITY POPULATION: 89,587
SHARE OF POPULATION 65+: 22.7%
COST OF LIVING FOR RETIREES: 5% below the national average
PER CAPITA INCOME FOR POPULATION: $28,507
TAX RATING FOR RETIREES: Not Tax Friendly
St. George stands out as one of the most affordable and scenic retirement destinations in Southern Utah. Known for its excellent golf courses and warm weather, the city is ideal for those who enjoy an active lifestyle. With a low cost of living and a wide range of amenities, St. George is a perfect place for retirees seeking relaxation and recreation.
Eagle Mountain
CITY POPULATION: 38,391
SHARE OF POPULATION 65+: 2.1%
COST OF LIVING FOR RETIREES: 6% above the national average
PER CAPITA INCOME FOR POPULATION: $21,406
TAX RATING FOR RETIREES: Not Tax Friendly
Eagle Mountain combines the tranquility of small-town living with easy access to nearby urban conveniences. The town is surrounded by parks and natural beauty, offering a peaceful environment for retirees. Its proximity to Lehi and other cities ensures that amenities like shopping and healthcare are never far away, making it a top contender for retirement in Utah.
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Orem
CITY POPULATION: 97,828
SHARE OF POPULATION 65+: 10.1%
COST OF LIVING FOR RETIREES: 2% below the national average
PER CAPITA INCOME FOR POPULATION: $25,600
TAX RATING FOR RETIREES: Not Tax Friendly
Orem offers retirees an affordable and comfortable lifestyle in a mid-sized town. Known for its variety of restaurants, shops, and healthcare options, the city provides all the essentials for a fulfilling retirement. Its cost of living, slightly below the national average, makes it a practical choice for those looking to stretch their retirement savings.
Provo
CITY POPULATION: 116,618
SHARE OF POPULATION 65+: 6.1%
COST OF LIVING FOR RETIREES: 2% below the national average
PER CAPITA INCOME FOR POPULATION: $20,792
TAX RATING FOR RETIREES: Not Tax Friendly
Provo is a thriving community that blends affordability with a robust local economy. Home to Brigham Young University, the city offers plenty of cultural and educational opportunities, alongside beautiful surroundings. Provo’s suburban feel and low cost of living make it an appealing option for retirees who value a balance of activity and serenity.
Farmington
CITY POPULATION: 25,339
SHARE OF POPULATION 65+: 8.8%
COST OF LIVING FOR RETIREES: 13% above the national average
PER CAPITA INCOME FOR POPULATION: $36,115
TAX RATING FOR RETIREES: Not Tax Friendly
Farmington is a picturesque town that offers a great quality of life for retirees. Its stunning views of the Wasatch Mountains, a popular amusement park, and a variety of shops and restaurants make it an engaging place to live. Though the cost of living is higher than average, the town’s natural beauty and amenities make it a worthwhile investment for retirement.
Grantsville
CITY POPULATION: 12,064
SHARE OF POPULATION 65+: 7.9%
COST OF LIVING FOR RETIREES: 13% above the national average
PER CAPITA INCOME FOR POPULATION: $24,904
TAX RATING FOR RETIREES: Not Tax Friendly
Grantsville provides a quiet, small-town feel while being just a short drive from Salt Lake City. The town offers a slower pace of life, perfect for retirees who value peace and simplicity. While its cost of living is on the higher side, the proximity to urban conveniences and the community’s welcoming atmosphere make Grantsville a strong contender for retirement in Utah.
Bottom Line
Utah’s charm as a retirement destination stands the test of time, with its picturesque towns and diverse offerings. Every retiree has unique needs, so finding the right fit is all about what matters most to you. Whether it’s affordability, outdoor adventures, or a tight-knit community, there’s a perfect spot waiting for you. Retirable can help you put together a plan tailored to your financial goals and lifestyle preferences.
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