Roth 401(k) vs Roth IRA
Compare Roth 401(k) and Roth IRA to understand key differences in contribution limits, tax benefits, and withdrawal rules. Make informed decisions ...
Read Article →Retirement Accounts
Saving is finally going to pay off. Learn more about how your retirement accounts fit into your long-term plan.
Articles in Retirement Accounts
How Are 401(k)’s Taxed When You Retire?
When you retire, taxes will come due on any money you take out of your traditional 401(k) account since it was put in pre-tax. Here’s what you need...
Read Article →Are 401(k) Contributions Tax Deductible?
Wondering if 401(k) contributions are tax deductible? Learn how traditional and Roth 401(k) plans affect your taxes and how to maximize your retire...
Read Article →What is an IRA? Understanding Individual Retirement Accounts
Learn about Individual Retirement Accoutns (IRAs), including types and benefits, and how to choose the best one for your retirement. Understand tax...
Read Article →What Are the Roth 401(k) Withdrawal Rules?
If you have a Roth 401(k), you need to wait until a minimum age to begin taking money out of the account. Otherwise, you’ll face penalties and taxes.
Read Article →What are the 2026 Roth IRA Income Limits?
What are the Roth IRA income limits in 2026 ? Find out the maximum amount you can contribute to a Roth IRA if you’re over the age of 50.
Read Article →How to Make a 401(k) Withdrawal and Avoid Penalties
How can you make a 401(k) early withdrawal? Learn how to avoid the 401(k) early withdrawal penalty by taking a qualified exception or hardship with...
Read Article →Roth IRA Withdrawal Rules
A Roth IRA gives you tax-free withdrawals in retirement, but you’ll need to meet certain IRS requirements to avoid taxes and penalties.
Read Article →401(k) vs. Roth IRA
When it comes to retirement savings, the two most popular vehicles are the Roth IRA and Traditional 401(k), but it’s important to consider the very...
Read Article →How 401(k) Matching Works
If your employer offers a 401(k), you can get a headstart on your retirement savings. Many employers will even match the amount you put in.
Read Article →Everything You Need To Know About Required Minimum Distributions (RMDs)
Discover how Required Minimum Distributions (RMDs) impact your retirement savings. Learn the rules for 401(k)s, IRAs, and 403(b)s to prepare for a ...
Read Article →What are the 2026 401(k) Contribution Limits?
What are the 401(k) contribution limits in 2026? 401(k) retirement plans can be a great way to save for retirement. Learn more.
Read Article →What is a 401(k)? Choosing a 401(k) Retirement Plan
A 401(k) is a retirement savings plan that allows you to put aside a percentage of your salary into an investment account.
Read Article →What Is a Lifetime Annuity? How It Works
Saving for retirement takes discipline and work, but a lifetime annuity can serve as an easier alternative to traditional investment approaches.
Read Article →How Much Should You Save for Retirement?
Secure your financial future by learning diverse retirement saving strategies and discover methods to ensure your retirement savings are sufficient.
Read Article →11 Ways To Avoid the IRA Early Withdrawal Penalty
IRAs are a valuable retirement savings vehicle but they also have rules related to when withdrawals must be made; knowing the rules can help you to...
Read Article →Retirement Strategies: Where to Withdraw First
Learn which of your accounts to withdraw from first when you hit retirement to avoid hefty taxes and withdrawal penalties.
Read Article →How to Find an Old 401(k) | Lost or Forgotten Accounts
When it’s time to retire, hopefully you’ll have money in at least one retirement savings account. But you may have retirement savings you’ve forgot...
Read Article →What is the Federal Employees Retirement System (FERS)?
Government employees receive three types of retirement benefits, all couched under the Federal Employees Retirement System (FERS). Learn more.
Read Article →Retirement Plan Options for the Self-Employed
Discover the best self-employed retirement plans, and their benefits, eligibility, and contribution options in this comprehensive guide.
Read Article →What is the 4% Rule and How Does It Work?
Learn everything you need to know about the 4% Rule; understand the key insights behind this well-known withdrawal strategy for your retirement.
Read Article →No Retirement Savings at 40? How To Save in Your 40s
It's never too late to start saving for retirement—even at 40? Dive into actionable strategies and tips to secure your retirement in your 40s.
Read Article →Roth IRA vs. Traditional IRA
Both the Roth IRA and Traditional IRA are great options for saving for retirement, but there are some notable differences to consider before you in...
Read Article →No Retirement Savings at 50? How To Save in Your 50s
Starting retirement savings at 50 isn't ideal, but it's never too late! Uncover proven tactics and strategies to pave your way to financial comfort...
Read Article →Are You Too Old to Open a Roth IRA?
Learn why it’s never too late to open a Roth IRA, its benefits, and strategies to maximize tax-free growth, even later in life.
Read Article →What is a Roth IRA?
The Roth IRA is an individual retirement savings account that lets you put money in after you’ve paid taxes on it, giving you tax-free distribution...
Read Article →What is a Roth 401(k)?
A Roth 401(k) is like a Traditional 401(k), but the funds are put into your retirement savings account after taxes have already been taken out of t...
Read Article →How to Cash Out Your 401(k)
Cashing out a 401(k) can help you get through a financial tough time. But it’s important to understand the penalties and taxes before you make tha...
Read Article →Vesting Employer-Provided Assets
Vesting applies to employer-provided assets like retirement savings accounts, stock options, and restricted stock. You’ll typically need to satisfy...
Read Article →Understanding Catch-up Contributions for Retirement Plans
You can contribute up to a certain amount each year to retirement savings, but if you’re 50 or older, you may qualify for extra catch-up contributi...
Read Article →Best Way To Save for Retirement in 2026
Unlock the power of employer-sponsored retirement plans: maximize your 401(k), 403(b), or 457 and create the ultimate diversification strategy for ...
Read Article →Retirement Investments: How-to Guide
This guide offers an overview of the investment vehicles available for retirement, such as mutual funds, bonds, annuities, as well as employer-spon...
Read Article →Rule of 55: Taking Out Early 401(k) Withdrawals
There’s one special exception to the standard 401(k) withdrawal age: the Rule of 55. Using this provision, you can take distributions at age 55 wit...
Read Article →Types of Small Business Retirement Plans
Learn the key differences between SEP IRA, SIMPLE IRA, 401(k), and defined benefit retirement plans, and which is the best for your small business.
Read Article →Best Retirement Plans in 2026
Learn the differences between a 401(k), 403(b), Roth IRA, and other retirement accounts as well as which companies offer great investment plans.
Read Article →Best Tax-Friendly States for Retirement in 2026
Learn which states have the best taxes for your retirement—and which are the worst—administering levies to your social security benefits on top of ...
Read Article →How Much Money You Should Save for Retirement by Age 30, 40, 50, & 60+
Learn how much money you need for retirement based on your age, as well as how much you should have in an emergency fund in case a big expenditure ...
Read Article →How does a Thrift Savings Plan (TSP) Work?
Discover how the Thrift Savings Plan (TSP) helps federal employees and military members save for retirement with tax advantages and matching contri...
Read Article →What Is a Fee-only Financial Planner?
Learn how a fee-only financial gets paid, how they compare to fee-based planners, and how to select an advisor for your assets.
Read Article →Secure Act 2.0: How a New 401(k) Retirement Bill Changes How You Save for Retirement
Read this summary of the Secure Act 2.0, a new 401k retirement bill that changes the starting age for RMDs, rules for QCDs, and much more.
Read Article →6 Questions to Ask When Choosing a Financial Advisor
Learn the six most critical questions to ask when choosing a financial advisor to ensure you pick someone who is a good match for you.
Read Article →Where To Put Your Money During an Inflation Surge
Learn about the three main types of inflation, why they’re driving prices up, and where to put your money during this inflation surge.
Read Article →Will Inflation Deflate Your Retirement?
Learn which investments will yield strong returns during inflation, and how you can protect your retirement even when the currency is worth less.
Read Article →High Inflation Might Disrupt Your Retirement Savings Strategy
Inflation is on the rise. Learn how inflation will affect your retirement savings and strategy, from your 401(k) to your Social Security payout.
Read Article →The "100 Minus Age" Rule Puts Retirees at Risk
The “100 Minus Age” rule is one way to calculate your retirement asset allocation, but is it the best way? Learn about why this rule might be outda...
Read Article →Defined-Benefit vs. Defined-Contribution Plan
Learn the differences between defined-benefit (also known as pensions) and defined-contribution retirement plans and which might be best for your f...
Read Article →Benefits of a 401(k) Rollover Before Retirement
See whether a 401(k) rollover into an IRA will be the right move to help with your retirement income planning.
Read Article →Transitioning Your Retirement Strategy from Growth to Income
Retirement can be rewarding, but it also can be stressful if you’re worried about income. By shifting your strategy, you can ensure reliable income...
Read Article →Retirement Income Calculator to Help Your Savings Last
How much monthly income should you expect after you retire? Our free calculator will show what your 401(k)s, IRAs, and other accounts may produce.
Read Article →What is Retirement Decumulation?
Retirement means a reduced income, but you’ll still have expenses. Decumulation is the process of converting your nest egg into retirement income s...
Read Article →Best Retirement Plans 2021: 5 Types of Retirement Plans
With so many retirement plans available, it can be tough to choose one. But looking at the five different types can help narrow down the choices.
Read Article →Average Retirement Savings by Age & How Much You Need
If you haven’t yet started saving for retirement, it’s probably time to get started, but how much should you save by the time you reach your next a...
Read Article →Will Roth IRA Withdrawals Be Taxed in the Future?
With a Roth IRA, you don’t pay taxes when you make withdrawals, but will that always be the case? Here’s what you need to know about the future of ...
Read Article →Quitting Your Job with a 401(k)
Whether your termination is voluntary or involuntary, if you have a 401(k), you’ll need to make a decision. You have several options, each with pro...
Read Article →Making a 401(k) Hardship Withdrawal
When other options fail, a withdrawal from your 401(k) plan could be a way out of a financial hardship. But hardship withdrawals come with fees and...
Read Article →Should You Borrow From Your Retirement Savings to Buy a House?
Thinking about using your IRA or 401(k) to buy a house? You may be able to use those funds, but it often comes at a cost. Learn more before you wit...
Read Article →IRA Contribution Limits in 2026
What are the 2026 IRA Contribution Limits? The 2026 contribution limit is $7,000, or $8,000 for those aged 50 and older. Learn more.
Read Article →How To Save for Retirement in Your 50s
Learn how to save for retirement in your 50s. Saving for retirement in your fifties is made easier thanks to catch-up contributions for 401(k)s and...
Read Article →Will Your Retirement Income Be Enough?
Planning for retirement can be tricky, especially with inflation impacting the numbers. We’ll give you tips to help you put a retirement plan in pl...
Read Article →How 11 Types of Retirement Income Get Taxed
Will your retirement income be taxed? Learn how 11 types of retirement income are taxed, including Roth IRAs, 401(k)s, Pensions and Social Security.
Read Article →Inheriting an IRA? Here’s What You Need To Know
Do you have an inherited IRA? Here’s what spouse and non-spouse beneficiaries need to know to make the most of your inherited IRA and avoid penalties.
Read Article →Do You Need a QDRO Form After a Divorce?
If you need to divide your retirement savings after a divorce, the judge will issue a QDRO, which directs the plan administrator to take action. Le...
Read Article →Protecting Your Pension in Divorce
Divorce is never easy, but typically both parties take a financial hit. Depending on your jurisdiction, retirement plans will usually be divided in...
Read Article →The Paycheck for the Rest of Your Life: How to Generate Income in Retirement
Losing your recurring work paychecks in retirement can be scary. Learn how to withdraw your retirement savings to replace your income.
Read Article →Retirement Strategies for Government Employees
Government employees may have the benefit of a pension, but it’s also important to invest in other ways, such as through a defined contribution plan.
Read Article →Retirement Savings: Tax-Deferred or Tax-Exempt?
Having the right retirement accounts set up can make or break your retirement. Learn more about the benefits of tax-deferred vs. tax-exempt accounts.
Read Article →The Top Retirement Strategies for Teachers
Teachers often have access to retirement strategies not available to others. Since these can differ by state, we’ve outlined what you should take i...
Read Article →What Are Nonqualified Deferred Compensation Plans?
Qualified deferred compensation plans like 401(k)s have restrictions. A nonqualified deferred compensation plan is a great alternative for high ear...
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