Retirement Accounts
Understanding Catch-up Contributions for Retirement Plans
You can contribute up to a certain amount each year to retirement savings, but if you’re 50 or older, you may qualify for extra catch-up contributions.
Retirement Advice
Live your best retirement life with insights, advice and education from Retirable.
Tagged “Retirement Accounts”
24 articles
Retirement
Retirement Planning in 2026: An Introduction & How-to Guide
Learn all the retirement planning strategies, from 401(k)s to high-yield savings, and how to get started today so you can retire happy and comfortable.
Retirement Accounts
What are the 2026 Roth IRA Income Limits?
What are the Roth IRA income limits in 2026 ? Find out the maximum amount you can contribute to a Roth IRA if you’re over the age of 50.
Retirement Accounts
How to Make a 401(k) Withdrawal and Avoid Penalties
How can you make a 401(k) early withdrawal? Learn how to avoid the 401(k) early withdrawal penalty by taking a qualified exception or hardship withdrawal.
Retirement Accounts
11 Ways To Avoid the IRA Early Withdrawal Penalty
IRAs are a valuable retirement savings vehicle but they also have rules related to when withdrawals must be made; knowing the rules can help you to avoid additional taxes and potential penalties
Retirement Accounts
What is a Roth 401(k)?
A Roth 401(k) is like a Traditional 401(k), but the funds are put into your retirement savings account after taxes have already been taken out of them and in retirement they come out tax-free.
Retirement Accounts
How to Cash Out Your 401(k)
Cashing out a 401(k) can help you get through a financial tough time. But it’s important to understand the penalties and taxes before you make that decision.
Retirement Accounts
Best Retirement Plans in 2026
Learn the differences between a 401(k), 403(b), Roth IRA, and other retirement accounts as well as which companies offer great investment plans.
Lifestyle
How Much Money is Needed to Retire Comfortably?
Learn how to calculate how much you need to retire comfortably, and strategies to get to your goal faster if you’re behind in savings.
Retirement Accounts
How Much Money You Should Save for Retirement by Age 30, 40, 50, & 60+
Learn how much money you need for retirement based on your age, as well as how much you should have in an emergency fund in case a big expenditure comes up.
Retirement Accounts
How does a Thrift Savings Plan (TSP) Work?
Discover how the Thrift Savings Plan (TSP) helps federal employees and military members save for retirement with tax advantages and matching contributions.
Retirement Accounts
Secure Act 2.0: How a New 401(k) Retirement Bill Changes How You Save for Retirement
Read this summary of the Secure Act 2.0, a new 401k retirement bill that changes the starting age for RMDs, rules for QCDs, and much more.
Retirement Accounts
Where To Put Your Money During an Inflation Surge
Learn about the three main types of inflation, why they’re driving prices up, and where to put your money during this inflation surge.
Retirement Accounts
High Inflation Might Disrupt Your Retirement Savings Strategy
Inflation is on the rise. Learn how inflation will affect your retirement savings and strategy, from your 401(k) to your Social Security payout.
Retirement Accounts
The "100 Minus Age" Rule Puts Retirees at Risk
The “100 Minus Age” rule is one way to calculate your retirement asset allocation, but is it the best way? Learn about why this rule might be outdated.
Retirement Accounts
Defined-Benefit vs. Defined-Contribution Plan
Learn the differences between defined-benefit (also known as pensions) and defined-contribution retirement plans and which might be best for your future.
Retirement Accounts
Best Retirement Plans 2021: 5 Types of Retirement Plans
With so many retirement plans available, it can be tough to choose one. But looking at the five different types can help narrow down the choices.
Retirement Accounts
Quitting Your Job with a 401(k)
Whether your termination is voluntary or involuntary, if you have a 401(k), you’ll need to make a decision. You have several options, each with pros and cons.
Retirement Accounts
Should You Borrow From Your Retirement Savings to Buy a House?
Thinking about using your IRA or 401(k) to buy a house? You may be able to use those funds, but it often comes at a cost. Learn more before you withdraw.
Retirement Accounts
Retirement Strategies for Government Employees
Government employees may have the benefit of a pension, but it’s also important to invest in other ways, such as through a defined contribution plan.
Healthcare
How Do Health Savings Accounts (HSAs) Fit into your Retirement Plan?
Health Savings Accounts (HSAs) can be attractive savings vehicles for your retirement plan, but you can find good alternatives if you don’t have access to one.
Retirement Accounts
What Are Nonqualified Deferred Compensation Plans?
Qualified deferred compensation plans like 401(k)s have restrictions. A nonqualified deferred compensation plan is a great alternative for high earners.
Lifestyle
Paying Off Debt Versus Saving: What Pre-Retirees Need to Know
Learn more about how to prioritize which types of debt to pay off versus when and how to start putting an emergency fund in place before retirement.
Pensions
The Best Pension Payout Option for You
New retirees will have five different pension payout options available to them. Learn more about these payout options to see which one is right for you.